Can You Finance Home Window Replacement in Arlington, TX?

Window replacements come with so many benefits that homeowners consider it one of the major home improvement projects to embark on. For example, replacing your old windows is a great way to boost your home’s appeal, increase the energy efficiency of your home, and enhance your property’s value.

However, the cost of residential window replacement in Arlington, TX can be prohibitively high and many homeowners are often faced with the challenge of funding the project. Unless you’re replacing just a window, your final bill may be running into as high as five figures.

So, in this article, we the financing options that you should consider for your window replacement in Arlington, TX.

What determines the cost of a window replacement?

The cost of window replacement in your home will depend on a number of factors. The following are some of them:

  • Size: It is generally assumed that the cost of the window increases with size. Smaller windows will cost lesser.
  • Style: The market is full of a wide variety of window styles. So, the extent of remodeling you’re considering is what determines the options you go for.
  • Materials: The material choice is also critical to the cost of window replacement. Window material options include fiberglass, aluminum, wood, and vinyl. The cheapest options are the vinyl and aluminum windows.
  • Labor: Except you’re considering installing the windows yourself (which is never recommended), you’ll need to factor in labor costs.

If the window replacement is for an extremely old house of 70 years or more, you might be spending more because working on old houses involved more work and a few things other things may have to be replaced.

Also, window replacement for some rooms costs more than others. Generally, installing second-story windows and basements costs more than installing windows on the ground floors.

What is the best way to pay for windows?

Most homeowners spend between $3,000 and $20,000 on window replacement. This cost range is sometimes exceeded when it comes to custom homes and properties whose number of windows is unusually many. Unfortunately, only a very few homeowners can have immediate access to such money straight from their pocket. The question is: how do you fund your residential window replacement in Arlington?

There are a couple of different ways to finance your home window replacement; the following are some of them:

  • Homeowners insurance: This funding option is quite useful in the event of damage to your window due to an accident or weather. However, not everyone has access to homeowner’s insurance.
  • Personal loan: Borrowing money from a private bank for your window replacement project is another option you may want to explore. However, the interest rates are high.
  • Window replacement grant: As part of the incentives for making homes more energy-efficient, the federal government offers window replacement grants to homeowners who are looking to replace their windows with energy-efficient alternatives. However, this option is not directly available to low-income families and senior citizens. 
  • Credit card: Irrespective of whether your previous credit card can cover your window replacement or you have to get a new one, this finance option can fund your project. You’ll be able to get the funding right away. However, this will highly depend on your credit score and the interest rates are known to be high.
  • Window dealer credit: There are many deals that you can get through window manufacturers. In fact, your installation costs may also be covered through credit if the installation is to be done by the manufacturer’s certified installers. 
  • Federal Housing Administration Loan: This is an excellent option for homeowners who are looking to make repairs or improvements to their homes. The federal housing administration loan can fund your window replacement project. 
  • Home equity loan: This loan option allows homeowners to fund their window replacement projects by using their homes as collateral. The amount you’ll have access to will depend on your home’s value. It’s even possible for your entire bill to be covered by the Home equity loan.
  • Car Title Loan: This option is just like the home equity loan, just with the difference that the collateral here is your personal vehicle rather than your house. The good thing about this financing option is that it’s good for emergency funding.


As you can see, there are many financing options that you can explore for your home window replacement in Arlington. Most homeowners may have to consider a combination of loans, credits, and personal savings to fund the project.

The best way to approach the whole window replacement project is to engage the service of a reputable window replacement company in Arlington. Having helped many other clients with their residential window replacement projects, these window companies will be able to offer you funding options that will be most suitable for you. Kindly check out Angie’s list of reputable window replacement installers in Arlington.

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